Friday, June 18, 2021

FATHER’S DAY

Father’s Day is June 20th. It is a day to mark and celebrate the contribution that our Fathers have made in our lives. Many people send or give cards or gifts. These gifts are often related to their Father’s hobbies or interests.

Father’s Day is a relatively modern holiday, so different families have a range of traditions. Besides cards or gifts, many Fathers receive a phone call, if circumstances prevent a family from being together. If families can get together, activities may revolve around church, since the day is Sunday. Many families will have parties or outings that honor all the Father figures in their extended family. These Father figures include fathers, step-fathers, fathers-in-law, grandfathers and great grand fathers.

Fathers Day

Happy Father’s Day !!

Thank you for reading Bane’s Blog®.

Please read the latest issue of the Clene-Times® at www.baneclene.com/publications/.

Please visit our web site at www.baneclene.com.

The Bane-Clene® Team.


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Free packet of information about Bane-Clene can be obtained by calling toll-free 1-800-428-9512 (U.S. ONLY!). Your information packet will include a full color catalog and price addendum. Packets will arrive in approximately 2 weeks through standard United States Mail.

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Friday, June 11, 2021

INFLATION GAUGE

Obviously there is a lot of talk about inflation. Is it just talk? Or is it real and inevitable?

The pandemic ravaged the economy. The government has poured trillions of dollars into the economy in the form of stimulus checks, increased unemployment benefits and a myriad of other economic stimuli.

These have certainly helped, but in their wake will there be an inflationary cycle? Depending on what you read and what you find reliable, there are differing viewpoints.

The prudent course to take is to chart your own Inflation Gauge based upon products and services you regularly use. You should include food, gasoline, postage, local fees and taxes. Federal tax has already increased on cell phones and land lines. These are “hidden” taxes and there are and will be many others.

While it may be difficult in these current economic times, it may be necessary to raise your prices. Don’t let everyday cost increases sneak up on you and eat into profits.

Monitor your situation closely by establishing your Inflation Gauge.

Inflation Gauge

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Thank you for reading Bane’s Blog®.

Please read the latest issue of the Clene-Times® at www.baneclene.com/publications/.

Please visit our web site at www.baneclene.com.

The Bane-Clene® Team.


Free Bane-Clene Information PackageBane-Clene Paper Catalog

Free packet of information about Bane-Clene can be obtained by calling toll-free 1-800-428-9512 (U.S. ONLY!). Your information packet will include a full color catalog and price addendum. Packets will arrive in approximately 2 weeks through standard United States Mail.

You can also order the packet at the Catalog Request Form.



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Friday, June 04, 2021

TO REPAIR OR NOT TO REPAIR

That is the question! It obviously relates to many items in either your home or business.

To Repair or Not to Repair?

Relevant to this blog, we will correlate it to a Service Vehicle. When a service vehicle is involved in a traffic accident, the decision has to be made To Repair or Not To Repair.

Based upon the age of the vehicle, your insurance company will establish an ACV (“actual cash value”). That value then becomes the bench mark upon which the insurance company will decide if the vehicle is considered “totaled”. An insurance company may decide the vehicle is totaled even if it can be fixed. Generally speaking, the company decides to total the vehicle if the cost to repair it exceeds a certain percentage of its value, typically between 51% up to 80%. Actually some states mandate or provide guidelines for this percentage.

Factoring in all of this, the decision To Repair or Not To Repair may be taken out of your hands. Also, you will want to consider this fact. If you have only one vehicle, then you are “shut down”. So, it may behoove you to accept the company’s offer and move forward.

Bottom line, know your rights. If you feel this “settlement” is not fair, then ask for a repair estimate from an independent source. Based upon your policy, you may be entitled to “loss of revenue” and extra expense reimbursement needed to get you back up and running.

Hopefully, you will never be faced with the decision To Repair or Not To Repair.

Related Articles and Information:

Thank you for reading Bane’s Blog®.

Please read the latest issue of the Clene-Times® at www.baneclene.com/publications/.

Please visit our web site at www.baneclene.com.

The Bane-Clene® Team.


Free Bane-Clene Information PackageBane-Clene Paper Catalog

Free packet of information about Bane-Clene can be obtained by calling toll-free 1-800-428-9512 (U.S. ONLY!). Your information packet will include a full color catalog and price addendum. Packets will arrive in approximately 2 weeks through standard United States Mail.

You can also order the packet at the Catalog Request Form.



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